Ekassa Analysis

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Check the New Savings For Freedom Blog
Ekassa @ Savings4Freedom

Ekassa Account Update

Investment Start Date: May 2019

Total Deposits: 0,00€ (Oct 2019)

Asset Value: 0,00€ (Oct 2019)

Ekassa Platform Analysis

Last Update (01.09.2019)

Ekassa is another short-term loan platform that presents lower interest rates and the limitations that lead me to reduce my positions on other platforms. For those that want to learn the reasons why I’m avoiding this type of P2P platform, please find information on the image below.

Why I'm reducing my consumer P2P lending on Mintos Robocash and Viventor @ Savings4Freedom

I started my investments at Ekassa in May 2019. Starting investing on this P2P platform is very simple and the interface is easy to navigate. 

All loans available on Ekassa offer buyback guarantee.

Ekassa offers two simple investment products that are available with the autoinvest feature. This option selects loans to maximize diversification of your investment portfolio, from 1 to 20 EUR in any given loan. The first product offers an annual guaranteed interest rate of up to 7.4%. The second product presents an estimated yield from 9% to 11% per annum but no clear definition of return. I confess I don’t see a significant advantage on these options but accept that for P2P investment starters it offers a truly passive investment option.

In any case, you can select loans directly. In these cases, the interest rates vary from 4% to 14% per annum, making this a much more attractive option. Even if the loans available in Ekassa don’t present their risk rating, some general background information about the borrowers is offered.

Until this moment Ekassa does not provide a secondary market. On the other hand, most of the loans in Ekassa are short-term, so you don’t get stuck with the loans for a long time.

Creating an Ekassa investor account is easy and adding funds to your account is surprisingly quick.

Analysis TopicPersonal Take
13 - Type of Loans

Type of Loans Available

1 - Interest Rate

Average Interest Rate 

2 - Buyback

Buyback / Secured Loans

Yes | Partial in some cases
3 - Liquidity

Early Exit / Secondary Market

4 - AutoInvest

Auto Invest Feature

12 - Control Over

Control over Loans Invested

5 - Money Drag

Money Drag

11 - Hiden Fees

Hiden Fees

Yes. Early exit
6 - Time

Loan Duration

1 day to 1 year
7 - Reporting

Reporting Tool

High Quality
8 - User Experience

User Experience

High Quality
9 - Rewards

Sign-up Bonus

You can sign up and invest in Ekassa through my referral link
10 - Evaluation

Overall Evaluation


My Ekassa Account

Ekassa Account @ Savings4Freedom

Ekassa Income Graph

Ekassa Returns @ Savings4Freedom

Do you want to Invest?

Check among the P2P crowdlending opportunities available on Savings4Freedom, always taking into consideration that all information is entirely based on my personal experience.

Investe @ Savings4Freedom

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