Envestio Analysis

Envestio @ Savings4Freedom

Envestio Account Update

Investment Start Date: December 2018

Total Deposits: 4.545,01€ (August 2019)

Asset Value: 5.007,79€ (August 2019)

Envestio Platform Review

Last Update (01.09.2019)

Envestio offers partial buyback guarantee. If you sign up and invest through my referral link, you will get a 5€ bonus when you deposit at least 100€. In addition, you will get a 0,5% cash back from all investments you make within the first 270 days, or in other words for 9 months after your registration. This 0,5% is paid every 5th in the month.

I started to invest at Envestio in December 2018 and since the beginning, I was impressed with the platform, projects, and returns. It was hard to believe that there is a possibility to invest in projects with higher than 20% annual returns.

Creating an Envestio investor account only took a few minutes. Registration is extremely simple and the platform is very easy to navigate. However, there is the need to have some money drag, since projects are being funded very fast and the platform only offers manual investments for now.

Analysis TopicPersonal Take
13 - Type of Loans

Type of Loans Available

Business
1 - Interest Rate

Average Interest Rate 

~16%
2 - Buyback

Buyback / Secured Loans

Yes (5% fee) / Business as collateral
3 - Liquidity

Early Exit / Secondary Market

Yes
4 - AutoInvest

Auto Invest Feature

Yes
12 - Control Over

Control over Loans Invested

Yes, you choose
5 - Money Drag

Money Drag

Yes, you need to have funds available to invest in new loan offers
11 - Hiden Fees

Hiden Fees

No
6 - Time

Loan Duration

4 months to 1 year
7 - Reporting

Reporting Tool

High Quality
8 - User Experience

User Experience

High Quality
9 - Rewards

Sign-up Bonus

If you sign up and invest through my referral link, you will get a 5€ bonus when you deposit at least 100€. In addition, you will get a 0,5% cash back from all investments you make within the first 270 days.
10 - Evaluation

Overall Evaluation

9/10


My Envestio Account

Envestio Account @ Savings4Freedom

Envestio Income Graph

Envestio Returns @ Savings4Freedom

Envestio Asset Value Graph

Envestio Asset Value @ Savings4Freedom

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Check among the P2P crowdlending opportunities available on Savings4Freedom, always taking into consideration that all information is entirely based on my personal experience.

Investe @ Savings4Freedom

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