Robocash Analysis

Robocash @ Savings4Freedom

Robocash Account Update

Investment Start Date: March 2019

Total Deposits: -75,23€ (Set 2019)

Asset Value: 0,00€ (Set 2019)

For those that want to learn the reason why I closed my Robocash position, you can find information on the image below:

Why I'm reducing my consumer P2P lending on Mintos Robocash and Viventor @ Savings4Freedom

Robocash Platform Analysis

Last Update (01.09.2019)

Robocash is not a P2P lending platform in the classic sense. The investors are funding the loan originator Zaymer which offers more loans through his balance sheet.

All loans on Robocash have buyback guarantee. This means that if a borrower doesn’t make his payment, Robocash will return your money including interest earned for the time you held the loan. In other words: Robocash guarantees that you will not lose money as long as they are profitable.

I started my investments at Robocash in March 2019. Robocash is a great way to invest your money in very short-term loans in a totally automated manner. It could be an ideal starting point for a new P2P lending investor.

Creating a Robocash investor account only took a few minutes and it’s very easy to invest. The website is very simple and yet it offers you all the elements you need to invest and manage your investments. The best part: no manual work required whatsoever.

Analysis TopicPersonal Take
13 - Type of Loans

Type of Loans Available

Consumer
1 - Interest Rate

Average Interest Rate 

~12%
2 - Buyback

Buyback / Secured Loans

Yes (all loans)
3 - Liquidity

Early Exit / Secondary Market

No for microloans | Yes for 1 year installment loans.
4 - AutoInvest

Auto Invest Feature

Yes. No manual investment is available.
12 - Control Over

Control over Loans Invested

No
5 - Money Drag

Money Drag

No
11 - Hiden Fees

Hiden Fees

No
6 - Time

Loan Duration

1 month to 1 year
7 - Reporting

Reporting Tool

High Quality
8 - User Experience

User Experience

Medium Quality
9 - Rewards

Sign-up Bonus

1% investment bonus on your initial investment using this referral bonus link
10 - Evaluation

Overall Evaluation

7/10


My Robocash Account

Robocash Account @ Savings4Freedom

Robocash Income Graph

Robocash Returns @ Savings4Freedom

Robocash Asset Value Graph

Robocash Assets Value @ Savings4Freedom

Do you want to Invest?

Check among the P2P crowdlending opportunities available on Savings4Freedom, always taking into consideration that all information is entirely based on my personal experience.

Investe @ Savings4Freedom

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